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香港住院醫療保險

住院醫療保障乃構成香港健康保險計劃的重要部份。

住院醫療被界定為任何在醫療機構,例如醫院,過夜接受的治療。

一般而言住院治療是費用最高昂的醫療服務,因此將住院醫療服務納入保險計劃的保障範圍至關重要。

 

香港住院健康保險保障範圍

一般而言,你的保險公司已界定住院醫療保險的保障範圍,保障範圍包括大部份住院醫療服務,計劃或可將保障範圍擴大到門診服務,因此我們建議你接受任何門診醫療服務前,查清楚該服務是否已納入香港健康保險的保障範圍。

香港健康保險保障範圍內的服務一般包括:

雖然以上服務一般被納入香港健康保險保障範圍,但不同保險公司或會有不同的安排。

大部份人一生可能只有一次因嚴重疾病需要住院治療,但一次住院治療的醫療費用往往輕易超越醫療保險計劃保費的全數,反映醫療保險對於應付沉重醫療開支的重要性。

請即聯絡香港健康保險經紀免費索取詳情。

 

香港住院醫療保險報價

請即填寫首頁的表格免費索取住院保險報價,我們的專業顧問會儘快回覆你的查詢,令你儘快享有保障。

 
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